Loan Rates

Risk-Based

Rates as of January 6, 2025

Rates are subject to change daily and without notice. Call 931-484-9433, extension 122 for current rates.

YR 2017 - 2025 Autos, Boats, ATV/UTV, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles

Older Model Vehicles (Call Credit Union for rates)

Loan Rates Subject to an 18.00% APR Rate Ceiling

YR 2016 or Older Autos, Boats, ATV/UTV, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles

Credit Rating	A+ (APR*)	A (APR*)	B (APR*)	C (APR*)
0 - 60 months	10.90%	11.90%	14.90%	16.90%

*APR equals Annual Percentage Rate

Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.

Call for GREAT Mortgage Rates!
Mortgage rates can change daily. To check out our Great Mortgage Rates call the Crossville staff at 931-484-9433 and dial extension 1005, 105, or 124. Several loan options are available. Mortgage financing terms range from 5 years to 30 years. Our staff are ready to help you through the home loan process!

Credit Rating	A+(APR*)	A (APR*)	B (APR*)	C (APR*)	D (APR*)
120 months	7.00%	8.00%	8.75%	9.75%	10.75%
144 months	7.25%	8.25%	9.00%	10.00%	11.00%
180 months	7.25%	8.25%	9.25%	10.25%	11.25%

*APR equals Annual Percentage Rate

Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = 550 - 599

Credit Rating	A+(APR*)	A (APR*)	B (APR*)	C (APR*)
90 Days	8.50%	9.50%	10.50%	15.00%

*APR equals Annual Percentage Rate

Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.

Type	APR*
Personal Line-of-Credit	9.90%
EZ Line-of-Credit	18.00%

*APR equals Annual Percentage Rate

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