Risk-Based
Rates as of March 6, 2023.
Rates are subject to change daily and without notice. Call 931-484-9433, extension 122 for current rates.
YR 2015 - 2023 Autos, Boats, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles
Older Model Vehicles (Call Credit Union for rates)
Loan Rates Subject to an 18.00% APR Rate Ceiling
Credit Rating Rates As Low As (APR*)
| 0 - 60 months | 6.00% |
| 61 - 72 months | 7.00% |
| 73 and higher months | 7.50% |
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
Call for more information on current loan rates - 931-250-5122
Mortgage (Home Loans)
More on Mortgage Loans
| Call for GREAT Mortgage Rates! |
|---|
| Mortgage rates can change daily. To check out our Great Mortgage Rates call the Crossville staff at 931-484-9433 and dial extension 1005, 105, or 124. Several loan options are available. Mortgage financing terms range from 5 years to 30 years. Our staff are ready to help you through the home loan process! |
Fixed Rate Land Loans
| Credit Rating | A+(APR*) | A (APR*) | B (APR*) | C (APR*) | D (APR*) |
|---|---|---|---|---|---|
| 120 months | 7.00% | 8.00% | 8.75% | 9.75% | 10.75% |
| 144 months | 7.25% | 8.25% | 9.00% | 10.00% | 11.00% |
| 180 months | 7.25% | 8.25% | 9.25% | 10.25% | 11.25% |
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = 550 - 599
90 Day Term Note
| Credit Rating | A+(APR*) | A (APR*) | B (APR*) | C (APR*) |
|---|---|---|---|---|
| 90 Days | 8.50% | 9.50% | 10.50% | 15.00% |
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
ATV/UTV
| Credit Rating |
2019-2022
0 - 60 months
|
2023
0 - 60 months
|
|---|---|---|
| A+ (APR*) | 8.00% | 7.00% |
| A (APR*) | 8.25% | 7.25% |
| B (APR*) | 14.90% | 13.90% |
| C (APR*) | 15.90% | 15.90% |
| D (APR*) | 18.00% | 18.00% |
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = <600
Auto's 2014 & Older - Personal Loan
| Credit Rating | A+ (APR*) | A (APR*) | B (APR*) | C (APR*) |
|---|---|---|---|---|
| 0 - 60 months | 10.90% | 11.90% | 14.90% | 16.90% |
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
Line Of Credit
| Type | APR* |
|---|---|
| MasterCard Credit Card | 11.90% |
| Personal Line-of-Credit | 9.90% |
| EZ Line-of-Credit | 18.00% |
| Credit Builder Loan | 12.00% |
*APR equals Annual Percentage Rate
Variable Rate Home Equity Line Of Credit Mortgage
Call For Rates
