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Loan Rates

Risk-Based

Rates as of July 19, 2024

Rates are subject to change daily and without notice. Call 931-484-9433, extension 122 for current rates. 

YR 2018 - 2024 Autos, Boats, ATV/UTV, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles


Older Model Vehicles (Call Credit Union for rates) 

Loan Rates Subject to an 18.00% APR Rate Ceiling


Credit Rating Rates As Low As (APR*)
0 - 60 months 6.75%
61 - 72 months 6.75%
73 and higher months 6.75%
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649. 
Call for more information on current loan rates - 931-250-5122
 

Secured 2017 or Older - Personal Loan

YR 2017 or Older Autos, Boats, ATV/UTV, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles
 
Credit Rating A+ (APR*) A (APR*) B (APR*) C (APR*)
0 - 60 months 10.90% 11.90% 14.90% 16.90%
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
 

Mortgage (Home Loans)

More on Mortgage Loans
Call for GREAT Mortgage Rates! 
Mortgage rates can change daily. To check out our Great Mortgage Rates call the Crossville staff at 931-484-9433 and dial extension 1005, 105, or 124. Several loan options are available. Mortgage financing terms range from 5 years to 30 years. Our staff are ready to help you through the home loan process!

Fixed Rate Land Loans

Credit Rating A+(APR*) A (APR*) B (APR*) C (APR*) D (APR*)
120 months 7.00% 8.00% 8.75% 9.75% 10.75%
144 months 7.25% 8.25% 9.00% 10.00% 11.00%
180 months 7.25% 8.25% 9.25% 10.25% 11.25%
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = 550 - 599

90 Day Term Note

Credit Rating A+(APR*) A (APR*) B (APR*) C (APR*)
90 Days 8.50% 9.50% 10.50% 15.00%
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
 

Line Of Credit


Type APR*
Personal Line-of-Credit 9.90%
EZ Line-of-Credit 18.00%
*APR equals Annual Percentage Rate

Variable Rate Home Equity Line Of Credit Mortgage

Call For Rates











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