

Risk-Based
Rates as of August 1, 2023.
Rates are subject to change daily and without notice. Call 931-484-9433, extension 122 for current rates.
YR 2015 - 2023 Autos, Boats, Campers, Farm Equipment, Recreational Vehicles, and Street Motorcycles
Older Model Vehicles (Call Credit Union for rates)
Loan Rates Subject to an 18.00% APR Rate Ceiling
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
Call for more information on current loan rates - 931-250-5122
Mortgage (Home Loans)
More on Mortgage Loans
Fixed Rate Land Loans
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = 550 - 599
90 Day Term Note
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
ATV/UTV
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649, D = <600
Auto's 2014 & Older - Personal Loan
*APR equals Annual Percentage Rate
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600 - 649.
Line Of Credit
*APR equals Annual Percentage Rate
Variable Rate Home Equity Line Of Credit Mortgage
Call For Rates
