Upper Cumberland Federal Credit Union

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Interested in joining us? We'd love to have you on board.


Woman smiling drinking iced coffee.
considering a loan?

Look no further. Competitive rates on personal, auto, farm – even OMG and selfie loans!


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It's never too early to start.

Find the savings or club account that best suits your needs.


Welcome to Upper Cumberland Federal Credit Union

We are a full service financial institution, offering checking, savings, loans, and more! To qualify for membership, you must physically live, work, worship, or attend school in one of the following Tennessee counties: Bledsoe, Cumberland, Fentress, Putnam, White


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secure, top notch banking

from home, on your schedule.





We Are Here For You

At Upper Cumberland Federal Credit Union, we pride ourselves on quality and service in addition to the variety of low-cost financial products and services we offer our members.

Pay your credit card bill, view transactions, redeem points, and MORE!

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As a member of UCFCU, you have access to over 30,000 surcharge free ATM's across the United States.

Find an ATM Near You

e-Branch is the most convenient way to check your account information, review balances, make quick transfers, and more.

Enroll Today

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iphone or android

Mobile equals banking, made easy.

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since 1935

Quality, community-focused banking.

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total convenience

Apply in person, by phone or online.