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Investment Options

Term Share Certificates

Term Share Certificates can be set up on 6, 12, 24, and 36 month terms. The minimum deposit for a UCFCU Term Share Certificate is only $500. 

*Traditional IRA's

Contributions to a traditional IRA are tax deductible until you start withdrawing the funds at the minimum age requirement. This is also the account most people roll over money into from other qualified retirement accounts (such as a 401k). 

*Roth IRA's

Contributions are not tax deductible. Instead, earnings may grow tax-free as long as you follow IRA guidelines on the length of time you must keep the funds deposited. 

*UCFCU encourages all members to consult with their professional tax advisor when deciding which Individual Retirement Account is the right investment. 

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