Woman on phone at home.

Telephone Banking

iTalk - UCFCU's Automated Teller Line


iTalk is a telephone inquiry and transaction service provided by Upper Cumberland FCU that gives you instant control of your accounts by telephone 7 days a week. All you need is a phone, your Teller Line Personal Identification Number (PIN), and your member number. Please listen carefully as our menu options have changed. Remember, you will need your member number to gain access to Teller Line. 

To access the Automated Teller Line, dial 931-484-9433 then select option 1. You may also dial 931-456-2465 for direct access to the teller line. 











Man making purchase at cafe with card.



a card with no annual fee +

competitive interest rate of 11.90%APR