| Fee Schedule: Effective April 1, 2010 |
FEES |
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Membership Fee: FREE with direct deposit, payroll deduction,
Statement Express, or loan balance
OR by maintaining an aggregate balance of $1,000
under same primary acct |
$5/Month |
| Share Account Service Charge if balance falls below the $25 minimum: |
$5/Month |
| Excess Withdrawal Fee (Share or Wish Acct) after (6) withdrawals per quarter: |
$3/Withdrawal |
| Christmas Club Early Withdrawal Fee: |
$5/Withdrawal |
| Small Business Checking Service Charge (after first 15 checks per month): |
$.25 per check |
| Rewards Gold Club Non-Qualifying Fee: |
$7/Month |
| Add or Remove Authorized Signatures Fee: |
$10/Per Change |
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| Other Checking Account Fees: |
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| Automatic Overdraft Transfer: |
$4/Transfer |
| Overdraft, Returned (NSF) Fee: |
$30/Item |
| "Paid 4 You" Fee (if eligible): |
$30/Item |
| Stop Payment Fee: |
$30/Request |
| Close and Re-open Fee: |
$25 |
| Counter Checks: |
$.50/Check |
| Share Draft Copies: |
$2/draft |
| Non-Member Check Exchange Fee |
$10/check |
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| EFT Fees (All Accounts): |
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| Foreign ATM Transaction Fee: |
$2/Inquiry/Transfer/Withdrawal |
| Debit Card Replacement: |
$15 per card |
| Debit Card Replacement (Rush Order): |
$30 per card |
| ACH, EFT, ATM, or Debit Card Overdraft Fee: |
$30/Item |
| Gift Card Fee |
$4 per card |
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| Other Service Fees (All Accounts): |
|
| Share Value: Par Value of One Share |
$25 |
| Wire Transfer (Incoming): |
$10/Transfer |
| Wire Transfer (Outgoing): |
$24/Transfer |
| Wire Transfer (Foreign): |
$40 |
| Certified Check: |
$3/Check |
| Account Reconciliation/Research: |
$25/Hour ($25 Minimum Charge) |
| Balance Inquiry: |
$2/inquiry |
| Statement Copy: |
$5/Copy |
| Account Activity Printout: |
$3/Printout |
| Deposited Item Returned: |
$15/Item |
| Legal Process: |
$30/Item |
| Dormant Account (account inactive for 18 months): |
$3/Month (after 18 months no activity) |
| Telephone Transfer: |
$4/Transfer |
| Account Closure (If account closed within 12 months of opening account): |
$25 |
| Skip Loan Payment: |
$25 |
| Verification of Deposit: |
$15 |
| MasterCard Credit Card Late Charge: |
$25 |
| MasterCard Credit Card Over-Limit: |
$25.00 |
| Consumer Loan Late Payment: |
5% of loan payment or $15
(whichever is higher) |
| Mortgage Loan Late Payment: |
5% of loan payment or $15
(whichever is higher) |
| Debit Card Dispute Processing Fee (per item) |
$30 |
| Check Cashing Fee (per check) |
FREE for check amounts under $500 |
| Check Cashing Fee - NO FEE with active direct deposit or payroll deduction |
$25 for check amounts of $500 - $2,000 |
| Check Cashing Fee - NO FEE with active direct deposit or payroll deduction |
$50 for check amounts of $2,001 - $5,000 |
| Check Cashing Fee - NO FEE with active direct deposit or payroll deduction |
$100 for check balances of $5,000 and higher |
| Returned Mail Fee |
$2 |
