| Fee Schedule |
FEES |
| |
|
| E-Branch home banking and E-Pay internet bill payment service charge: |
$FREE |
| Shared Branching service charge: |
$FREE |
| "GABBY" Automated Telephone Teller (Transfers and Inquiries): |
$FREE |
| Notary Service for Upper Cumberland Federal Credit Union Members: |
$FREE |
| NADA Value (research available for up to 5 auto's per month): |
$FREE |
| Share Value: Par Value of One Share: |
$25.00 |
| Share Account Service Charge if balance falls below the $25 minimum: |
$5.00/Month |
| Excess Withdrawal Fee (Share or Wish Acct) after (6) withdrawals per quarter: |
$2.00/Withdrawal |
| Christmas Club Early Withdrawal Fee: |
$5.00/Withdrawal |
| Classic Checking Acct Service Charge: |
$FREE |
| Choice Checking Acct Service Charge if balance falls below the $600 minimum: |
6.00/Month |
| Small Business Checking Service Charge after first 15 checks per month: |
$.25 per check |
| Rewards Gold Club Non-Qualifying Fee: |
$7.00/Month |
| |
|
| Other Checking Account Fees: |
|
| Automatic Overdraft Transfer: |
$2.00/Transfer |
| Overdraft, Returned (NSF) Fee: |
$30.00/Item |
| (Exception: Rewards Gold Club Members) |
$20.00/Item |
| "Paid 4 You" Fee (if eligible): |
$30.00/Item |
| (Exception: Rewards Gold Club Members) |
$20.00/Item |
| Stop Payment Fee: |
$20.00/Request |
| Close and Re-open Fee: |
$25.00 |
| Counter Checks: |
$4.00 for 8 checks ( Free for new accounts) |
| Share Draft Copies: |
$3.00/draft |
| |
|
| EFT Fees: |
|
| ATM Transaction on ATM's not owned by the credit union: |
$1.00/Inquiry/Transfer/Withdrawal |
| ATM or Debit Card Replacement: |
$15.00 per card |
| ATM or Debit Card Replacement (Rush Order): |
$30.00 per card |
| ACH, EFT, ATM, POS, or Debit Card Overdraft: |
$30.00/Item |
| |
|
| Other Service Fees (Applicable to All Accounts: |
|
| Items Sent for Collection: |
$10.00/Item |
| Wire Transfer (Incoming): |
$10.00/Transfer |
| Wire Transfer (Outgoing): |
$24.00/Transfer |
| Certified Check: |
$3.00/Check |
| Account Reconciliation/Research: |
$25.00 /Hour ($25.00 Minimum Charge) |
| Balance Inquiry: |
$2.00/inquiry |
| Statement Copy: |
$5.00/Copy |
| Account Activity Printout: |
$3.00/Printout |
| Deposited Item Returned: |
$15.00/Item |
| Legal Process: |
$25.00/Item |
| Dormant Account (inactive account): |
$3.00/Month (after 18 months no activity) |
| Telephone Transfer by staff instead of using "Gabby" |
$4.00/Transfer |
| Account Closure (If account closed within 12 months of opening account): |
$25.00 |
| Photocopy: |
$2.00 per copy |
| Fax (Outgoing or Incoming): |
$2.00 per fax |
| Skip Loan Payment: |
$25.00 |
| Verification of Deposit: |
$10.00 |
| MasterCard Credit Card Late Charge: |
$25.00 |
| MasterCard Credit Card Over-Limit: |
$25.00 |
| Consumer Loan Late Payment: |
5% of loan payment |
| Mortgage Loan Late Payment: |
5% of loan payment |
| Gift Card Fee: |
$3.00 per gift card |
