Loan Insurance

UCFCU has more to offer than just a great loan! We also offer insurance on those loans!

GAProtection Insurance

With all of our automobile loans, we offer GAProtection Insurance or Gap Insurance. Gap Insurance pays the difference between the value of the vehicle and the loan amount if the vehicle is stolen or totaled.

Here's why this product is so valuable:

When a member gets a vehicle loan, the vehicle depreciates faster than the loan balance in the first two or three years. Of course, the auto insurance company only pays for the value, not the loan amount, in the event of a claim.

That gap between the balance and the value leaves the member in a negative cash situation. Gap Insurance takes care of that!

The best part is the price. GAProtection Insurance only costs $250! It's a one-time fee paid when the member gets the loan.

To get protection, simply ask a UCFCU loan processor. It's easy and inexpensive! Most importantly, it eliminates the worry you may be left with a gap.

Member Pay Credit Life/Credit Disability

Members may get Credit Life or Credit Disability insurance on almost any loan with UCFCU. For more details about this great loan service, call 931-484-9433 extension 29!