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UPPER CUMBERLAND FEDERAL CREDIT UNION

CREDIT CARD DISCLOSURE TABLE

Annual Percentage Rate (APR) for Purchases*

A+

8.90%

A

9.90%

B

10.90%

C

12.90%

D

14.90%

E

16.90%

Cash Advance APR*

A+

8.90%

A

9.90%

B

10.90%

C

12.90%

D

14.90%

E

16.90%

Grace Period of Purchases 25 Days
Method of Computing the Balance of Purchases Average Daily Balance (including new purchases)
Annual Fee None
Minimum Finance Charge None
Transaction Fee For Purchases None
Balance Transfer Fee None
Late Payment Fee $ 10.00
Over-The-Credit-Limit Fee None
Return Check Fee $ 24.00
Card Replacement Fee $ 10.00

* Credit Risk Score determines rate: A+ = 730 and above, A =
680-729, B = 640-679, C = 600-639, D = 550-599, E = 549 or less.

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