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Risk-Based | Deposit Accounts | Certificates / IRA Accumulation Accounts
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Rates are subject to change daily and without notice. Call 931-484-9433, ext 120 for current rates.
Less than 100,000 miles = NADA Retail Value 100,000-149,999 miles = NADA Trade-in Value 150,000 miles and over = Loan Value
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YR 2011 - 2006 Auto's YR 2011 - 2006 Street Motorcycles YR 2011 - 2006 Boats
YR 2011 - 2006 Campers and Recreational Vehicles Older Model Vehicles (Call Credit Union for rates)
Loan Rates Subject to an 18.00% APR Rate Ceiling
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months (value under $30,000) |
4.00 |
5.25 |
8.00 |
15.00 |
18.00 |
| 48 months (value under $30,000) |
4.25 |
5.50 |
8.25 |
15.00 |
18.00 |
| 60 months (value under $30,000) |
4.75 |
5.75 |
8.50 |
15.00 |
18.00 |
| 72 months (value $30,000 to $50,000) |
5.00 |
6.00 |
9.00 |
15.00 |
18.00 |
| 84 months (value over $50,000) |
5.25 |
6.25 |
9.50 |
15.00 |
18.00 |
Mortgage (Home Loans)
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Mortgage rates can change daily. To check out our GREAT Mortgage Rates call the Crossville staff at 931-484-9433 and dial extension 124 or extension 105. Several loan options are available according to how little you want to pay down on the mortgage. Mortgage financing terms range from 5 years to 30 years. Our staff are ready to help you through the home loan process!
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Land Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 months |
5.00 |
6.75 |
8.00 |
9.00 |
10.00 |
| 84 months |
6.00 |
7.00 |
8.25 |
9.25 |
10.25 |
| 120 months |
6.25 |
7.25 |
8.50 |
9.50 |
10.50 |
| 144 months |
6.50 |
7.50 |
8.75 |
9.75 |
10.75 |
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600-649, D = 550-599, E = 549 or less.
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90 Day Term Note
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 90 days |
8.50 |
9.50 |
10.50 |
15.00 |
18.00 |
Credit Risk Score determines rate: A+ = 730 and above, A = 680-729, B = 650-679, C = 600-649, D = 550-599, E = 549 or less.
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Personal Loan New 4-Wheeler or Motorcycle New Lawn Mowers Used Farm Equip
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months |
9.00 |
12.00 |
15.00 |
17.00 |
18.00 |
| 48 months |
9.00 |
12.00 |
15.00 |
17.00 |
18.00 |
| 60 months |
9.00 |
12.00 |
15.00 |
17.00 |
18.00 |
Share (Savings) Secured
| Credit Rating |
A+
APR* |
| 6 - 72 months |
3.50 |
Line Of Credit (Unsecured)
| MasterCard Credit Card |
9.90% APR |
| Personal Line-of-Credit |
9.90% APR
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| EZ Line-of-Credit |
18.00% APR
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Variable Rate Home Equity Mortgage
| Credit Rating |
A+
APR* |
| Rate changes on January 1st and July 1st |
6.00 |
| Rates are subject to change without notice. Call 931-484-9433, extension 131 for current rates. |
| Deposit Accounts |
Dividend Rate
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APY* |
Term |
| Regular Shares and Wish Account Savings $ 1,000.00 - $4,999.99 |
0.100 |
0.100 |
n/a |
| Regular Shares and Wish Account Savings $ 5,000.00 - $9,999.99 |
0.150 |
0.150 |
n/a |
| Regular Shares and Wish Account Savings $10,000.00 - $24,999.99 |
0.200 |
0.200 |
n/a |
| Regular Shares and Wish Account Savings $25,000.00 - $49,999.99 |
0.250
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0.250 |
n/a |
| Regular Shares and Wish Account Savings $50,000.00 and higher |
0.500 |
0.500 |
n/a |
| 2012 Christmas Club Account (if acct is still open on 10/31/2011) $100 - $5,000 balance |
2.000 |
2.000 |
n/a |
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